Your Complete
Personal Finance Planner
Calculators, planners, trackers, and expert guides — organised around how you actually think about money.
Explore by Area
Pick a topic — each area has tools, calculators, and guides built around it.
Home Loans
Plan your home purchase, understand your EMI, and decide whether buying beats renting.
Investments
Grow your wealth through mutual funds, SIPs, and lump sum investing — with clarity on returns.
Retirement
Build a corpus that lets you retire on your terms — NPS, PPF, and goal-based planning.
Tax Planning
Legally reduce your tax burden with the right deductions, exemptions, and regime choice.
Savings & Deposits
Park your money safely in FDs and RDs — understand compounding and maximize returns.
Budgeting
Track spending, manage loans, and build the financial habits that compound over time.
Popular Calculators
Instant results, no sign-up, 100% private.
Loan Amortization
Calculate your complete loan repayment schedule with monthly breakdown of principal and interest.
EMI
Quickly calculate your Equated Monthly Instalment for home, car, or personal loans.
FD Calculator
Calculate FD maturity amount with quarterly, monthly, or annual compounding options.
SIP
Calculate returns on your Systematic Investment Plan and see the power of compounding.
NPS
Estimate your National Pension System corpus and monthly pension at retirement.
Lump Sum
Calculate returns on a one-time mutual fund investment over any time horizon.
Tracking Tools
Your data stays in your browser — private by design.
Why FinCalc?
Free & Private
All calculations run in your browser. We never store your financial data.
Built for India
INR, PPF rates, RD quarterly compounding, HRA metro limits — built for Indian conventions.
Works Everywhere
Fully responsive on mobile, tablet, and desktop. Sync to Google Drive from any device.